First Time Buyers

Buying your first home is a very exciting time - Going to open houses and showrooms, waiting to hear if your offer is accepted, getting your financing and moving in!  But it is also one of the biggest purchases of your life - you may be nervous and have a lot of questions about the home buying process.

HLC has years of experience in helping people buy their first home.  We have pulled together information that can help you with the big questions such as "How much can I afford?", "How do I get approved for a mortgage?", "What is my lawyer responsible for?"  

Step-by-Step Guide to Homebuying

Walk through the home buying process step-by-step and obtain professional and practical homebuying information.

Step 1: Understanding the Housing Market
Step 2: Determine Your Housing Requirements
Step 3: Calculate Your Costs
Step 4: Choosing Your Homebuying Team
Step 5: Presenting your Offer to Purchase
Step 6: Arranging Mortgage Financing
Step 7: Closing the Deal

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